Yes, as responsible lenders our partners perform credit checks and an affordability assessment but don’t worry you may still be accepted even if your credit history isn’t perfect.
Is there anything to pay today?
No, There is no deposits for you to pay and your payments will only start once you have received your goods.
Is there any fees?
No, We do not charge any fees and our delivery service is also free of charge, Your payments will begin once your good are delivered.
I have really bad credit, Can I still get accepted?
Yes, Our service is designed for people who have struggled in the past obtaining credit.
In some cases we can offer more than product on the initial application, However we allow everyone to add on to the account after just 3 months.
Yes, Many of our items we will deliver the very next day however TV’s over 42 inch are delivered within 72 hrs and appliances can be up to 5 working days.
How do I pay for my item?
New customers are required to pay by Continuous Payment Authority, However you can pay through your My Account section at a later date.
Is it a rental or do I own the product?
Our agreements are a ‘Hire Purchase Agreement meaning that the good remain our property until the last payment has been made. You cannot sell the goods during this agreement.
Do you install my new product and how much does it cost?
Yes we install all products and the installation is completely free of charge.
Terms and Conditions for using the PayWeek website
PayWeek is part of the Braystone Marketing Ltd is a company registered in England and Wales whose company registration number is 11093956.
PayWeek is a trademark of Braystone Marketing Ltd. All other trademarks, brand names, trading names and logos on this website are the property of their respective owners.
PayWeek welcomes visitors to its site on the basis that they accept these terms. If you do not accept these terms then please do not use this website.
All content on the website is protected by copyright therefore any unlawful or unauthorised use of any of the content on this website may violate copyright, trademark and other intellectual property laws. You may not modify any of the content on this website in any way or reproduce, republish or distribute or otherwise use without the express written consent of PayWeek.
Limitations of warranties and liabilities
The information provided on this website does not constitute any contractual commitment binding on PayWeek nor shall such information be construed as an offer to enter into any business relationship. PayWeek does not accept any liability for any out of date information contained on this website. We reserve the right to change, modify, substitute or remove without notice any information on this website as and when we may desire.We assume no responsibility for the contents of any 3rd party websites which link to this website.
Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; and while all reasonable efforts will be made we do not commit to ensuring that the website remains available or that the material on the website is kept up-to-date.To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). We do not hold ourselves out as providing any legal, financial or other advice to you. We do not offer any advice regarding the nature or suitability of any particular financial arrangement. We do not make any recommendation or endorsement as to any financial product or service offered by financial advisers who you may be introduced to through our service. Whilst we will pass on your enquiry to a third party, we can accept no liability for the service or information provided by them to you. The third party will be supplying their service on their own standard terms and conditions and you should check that you understand and agree to those terms and conditions before you proceed to use their service. Any disputes that you may have are between you and the relevant third party. Nothing in these terms and conditions (or elsewhere on our website) will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.
Subject to this, our liability to you in relation to the use of this website or under or in connection with these terms and conditions, whether in contract, tort (including negligence) or otherwise, will be limited as follows:
Data protection and privacy
PayWeek is committed to protecting your personal information. Any details provided by you in using this site will be held and processed in accordance with the Data Protection Act 1998.
The information contained in e-mail messages sent by employees of PayWeek is likely to be confidential and is intended only for the recipient(s) addressed in the e-mail. Any dissemination, distribution, copying, disclosure or use of such messages or their contents to recipients not specified by the original author of the message is strictly prohibited, unless authorisation to do so is given by the original author. If you have received an e-mail from message from PayWeek, or any of its employees, in error, please notify us immediately. The views expressed in e-mails are those of the author and do not necessarily reflect the views of PayWeek Limited. Any infringement of copyright or other rights or any defamatory statement is contrary to our company policy and outside the scope of the authority of the author. Although we take steps to ensure that e-mails and their attachments are free from any virus, we would advise you to ensure they are indeed virus free. We do not, to the extent permitted by law, accept any liability (whether in contract, negligence or otherwise) for any virus infection and/or breach of confidentiality or of security in relation to transmissions sent by e-mail.
Law and Jurisdiction
This disclaimer will be governed by and construed in accordance with English law and any disputes relating to this disclaimer will be subject to the exclusive jurisdiction of the courts of England and Wales.
At PayWeek we are committed to safeguarding and preserving the privacy of our visitors.
We do update this Policy from time to time so please review this Policy regularly.
The EU General Data Protection Regulation (“GDPR”) comes into force across the European Union on 25th May 2018 and brings with it the most significant changes to data protection law in two decades. Based on privacy by design and taking a risk-based approach, the GDPR has been designed to meet the requirements of the digital age.
The 21st Century brings with it broader use of technology, new definitions of what constitutes personal data, and a vast increase in cross-border processing. The new Regulation aims to standardise data protection laws and processing across the EU; affording individuals stronger, more consistent rights to access and control their personal information.
Braystone Marketing Ltd (‘we’ or ‘us’ or ‘our’) are committed to ensuring the security and protection of the personal information that we process, and to provide a compliant and consistent approach to data protection. We have always had a robust and effective data protection program in place which complies with existing law and abides by the data protection principles. However, we recognise our obligations in updating and expanding this program to meet the demands of the GDPR and the [UK’s Data Protection Bill.
Braystone Marketing Ltd are dedicated to safeguarding the personal information under our remit and in developing a data protection regime that is effective, fit for purpose and demonstrates an understanding of, and appreciation for the new Regulation. Our preparation and objectives for GDPR compliance have been summarised in this statement and include the development and implementation of new data protection roles, policies, procedures, controls and measures to ensure maximum and ongoing compliance.
How We are Preparing for the GDPR
Braystone Marketing Ltd already have a consistent level of data protection and security across our organisation, however it is our aim to be fully compliant with the GDPR by 25th May 2018. Our preparation includes: -
• Information Audit - carrying out a company-wide information audit to identify and assess what personal information we hold, where it comes from, how and why it is processed and if and to whom it is disclosed.
• Policies & Procedures - data protection policies and procedures to meet the requirements and standards of the GDPR and any relevant data protection laws, including: -
o Data Protection – our main policy and procedure document for data protection has been overhauled to meet the standards and requirements of the GDPR. Accountability and governance measures are in place to ensure that we understand and adequately disseminate and evidence our obligations and responsibilities; with a dedicated focus on privacy by design and the rights of individuals.
o Data Retention & Erasure – we have updated our retention policy and schedule to ensure that we meet the ‘data minimisation’ and ‘storage limitation’ principles and that personal information is stored, archived and destroyed compliantly and ethically. We have dedicated erasure procedures in place to meet the new ‘Right to Erasure’ obligation and are aware of when this and other data subject’s rights apply; along with any exemptions, response timeframes and notification responsibilities.
o Data Breaches – our breach procedures ensure that we have safeguards and measures in place to identify, assess, investigate and report any personal data breach at the earliest possible time. Our procedures are robust and have been disseminated to all employees, making them aware of the reporting lines and steps to follow.
o International Data Transfers & Third-Party Disclosures – where Braystone Marketing Ltd stores or transfers personal information outside the EU, we have robust procedures and safeguarding measures in place to secure, encrypt and maintain the integrity of the data. Our procedures include a continual review of the countries with sufficient adequacy decisions, as well as provisions for binding corporate rules; standard data protection clauses or approved codes of conduct for those countries without.
We carry out strict due diligence checks with all recipients of personal data to assess and verify that they have appropriate safeguards in place to protect the information, ensure enforceable data subject rights and have effective legal remedies for data subjects where applicable.
• Legal Basis for Processing - we are reviewing all processing activities to identify the legal basis for processing and ensuring that each basis is appropriate for the activity it relates to. Where applicable, we also maintain records of our processing activities, ensuring that our obligations under Article 30 of the GDPR and Schedule 1 of the Data Protection Bill are met.
• Privacy Notice/Policy – we have revised our Privacy Notice(s) to comply with the GDPR, ensuring that all individuals whose personal information we process have been informed of why we need it, how it is used, what their rights are, who the information is disclosed to and what safeguarding measures are in place to protect their information.
• Obtaining Consent - we have revised our consent mechanisms for obtaining personal data, ensuring that individuals understand what they are providing, why and how we use it and giving clear, defined ways to consent to us processing their information. We have developed stringent processes for recording consent, making sure that we can evidence an affirmative opt-in, along with time and date records; and an easy to see and access way to withdraw consent at any time.
• Direct Marketing - we have revised the wording and processes for direct marketing, including clear opt-in mechanisms for marketing subscriptions; a clear notice and method for opting out and providing unsubscribe features on all subsequent marketing materials.
• Data Protection Impact Assessments (DPIA) – where we process personal information that is considered high risk, involves large scale processing or includes special category/criminal conviction data; we have developed stringent procedures and assessment templates for carrying out impact assessments that comply fully with the GDPR’s Article 35 requirements. We have implemented documentation processes that record each assessment, allow us to rate the risk posed by the processing activity and implement mitigating measures to reduce the risk posed to the data subject(s).
• Processor Agreements – where we use any third-party to process personal information on our behalf (i.e. Payroll, Recruitment, Hosting etc), we have drafted compliant Processor Agreements and due diligence procedures for ensuring that they (as well as we), meet and understand their/our GDPR obligations. These measures include initial and ongoing reviews of the service provided, the necessity of the processing activity, the technical and organisational measures in place and compliance with the GDPR.
• Special Categories Data - where we obtain and process any special category information, we do so in complete compliance with the Article 9 requirements and have high-level encryptions and protections on all such data. Special category data is only processed where necessary and is only processed where we have first identified the appropriate Article 9(2) basis or the Data Protection Bill Schedule 1 condition. Where we rely on consent for processing, this is explicit and is verified by a signature, with the right to modify or remove consent being clearly signposted.
Data Subject Rights
In addition to the policies and procedures mentioned above that ensure individuals can enforce their data protection rights, we provide easy to access information via our website of an individual’s right to access any personal information that Braystone Marketing Ltd processes about them and to request information about: -
• What personal data we hold about them
• The purposes of the processing
• The categories of personal data concerned
• The recipients to whom the personal data has/will be disclosed
• How long we intend to store your personal data for
• If we did not collect the data directly from them, information about the source
• The right to have incomplete or inaccurate data about them corrected or completed and the process for requesting this
• The right to request erasure of personal data (where applicable) or to restrict processing in accordance with data protection laws, as well as to object to any direct marketing from us and to be informed about any automated decision-making that we use
• The right to lodge a complaint or seek judicial remedy and who to contact in such instances
Information Security & Technical and Organisational Measures
Braystone Marketing Ltd takes the privacy and security of individuals and their personal information very seriously and take every reasonable measure and precaution to protect and secure the personal data that we process. We have robust information security policies and procedures in place to protect personal information from unauthorised access, alteration, disclosure or destruction and have several layers of security measures, including: -
SSL, access controls, password policy, encryptions, pseudonymisation, practices, restriction, IT and authentication
GDPR Roles and Employees
Braystone Marketing Ltd understands that continuous employee awareness and understanding is vital to the continued compliance of the GDPR and have involved our employees in our preparation plans. We have implemented an employee training program specific to the which will be provided to all employees prior to May 25th, 2018, and forms part of our induction and annual training program.
If you have any questions about our preparation for the GDPR, please contact james.jones@braystonemarketing .com
Information We Collect
In running and maintaining our website we may collect and process the following data about you:
Information about your use of our site including details of your visits such as pages viewed and the resources that you access. Such information includes traffic data, location data and other communication data. Information provided voluntarily by you. For example, when you register for information or make a purchase. Information that you provide when you communicate with us by any means.
Use of Your Information
We use the information that we collect from you to provide our services to you. In addition to this we may use the information for one or more of the following purposes:
To provide information to you that you request from us relating to our products or services.
To provide information to you relating to other products that may be of interest to you. Such additional information will not be provided where you have indicated you do not wish to receive such information. To inform you of any changes to our website, services or goods and products.
If you have previously purchased goods or services from us we may provide to you details of similar goods or services, or other goods and services, that you may be interested in.
Where your consent has been provided in advance we may allow selected third parties to use your data to enable them to provide you with information regarding unrelated goods and services which we believe may interest you. Where such consent has been provided it can be withdrawn by you at any time.
Storing Your Personal Data
When operating our website it may become necessary to transfer data that we collect from you to locations outside of the European Union for processing and storing. By providing your personal data to us, you agree to this transfer, storing or processing. We do our utmost to ensure that all reasonable steps are taken to make sure that your data is stored securely.
Unfortunately the sending of information via the internet is not totally secure and on occasion such information can be intercepted. We cannot guarantee the security of data that you choose to send us electronically, Sending such information is entirely at your own risk.
Disclosing Your Information
In the event that we sell any or all of our business to the buyer.
Where we are legally required by law to disclose your personal information.
To further fraud protection and reduce the risk of fraud.
Third Party Links
How will you be contacted?
By applying with PayWeek, you are agreeing to be contacted by PayWeek via email, phone, SMS. If your application may be accepted by a third party company, if this is the case, you may also be contacted by a third party via email, phone or SMS. By submitting an application with payweek.co.uk, you are agreeing to be contacted by MTA Marketing in relation to O2 offers.
Access to Information
In accordance with the Data Protection Act 1998 you have the right to access any information that we hold relating to you. Please note that we reserve the right to charge a fee of £10 to cover costs incurred by us in providing you with the information.
38a Caroline St, Bridgend, South Wales, CF31 1DQ